TCCU | Building Loan

Savings | Open Account | Vission

TCCU Building Loan Product

Giving your child the right momentum in life could never be former. Instilling in your children how to manage their money from a young age will benefit not only them as they grow but will also help them to be financially sound in their adult life and cultivate in them the saving culture.


Offer Details:

TCCU KiddySave is a savings account designed for people up to 18years with no monthly fees but a host of added benefits. It gives the account holder the opportunity to build up funds to support their business or life needs. In a situation of urgent financial needs, you can apply for loans within your savings account.

  • The account is operated by the parent or guardian. However, after the beneficiary attains the age of 18 years, the account shall be transferred into child’s preferred TCCU account.
  • Parent can use savings in the account to apply for a loan ro pay the school fees of the beneficiary
  • Account can be upgraded to Normal Savings Account when the beneficiary is 18 years
  • Children from day one until they are 18 years
  • Birth certificate, identity card, weighing card or baptismal card of the child is accepted.
  • One (1) current passport picture of the child.
  • 2 (two) current passport-size pictures of the Trustee.
  • Identification of Parent or Guardian e.g. Passport, Drivers Licence, NHIS Card, Voters ID Card.
  • Two copies of Child’s Passport pictures
  • Proof of residential address (Water or Electricity bill in the name of the parent/ guardian or attach a tenancy agreement when the name on the bill is not the same name as the parent/guardian.
  • An initial deposit of GHS20.00.
  • Minimum account balance is GH¢20.00.
  • Minimum monthly deposit of GHS5.00 (Standing Order, preferred).
    • Complete TCCU’s Standing Order Form (Existing members) or submit proof of a standing order from a different bank (Non Account Holders).
  • Minimum balance to earn interest is GH¢200.00 and above.
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